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| − | In the event you want a payday advance you would be really lucky nowadays to get it unless you go for a guaranteed payday loan, in which case you would be extremely unlucky not to get it. Truly in that second case luck ought to not come into it, you should be able to find new payday lenders to accommodate you if the old ones don't. Truly though there's not much difference between any of them. They will lend distinct amounts and there will be various charges among them, but as to who they will lend to it's usually pretty a lot the exact same. All that is required is that you're employed in monthly paying occupation, and it doesn't pay you peanuts. It doesn't have to pay you huge amounts either, payday lenders tend not to be elitist, all they care about is whether or not you're in a situation financially that you may be able to pay back what they lend, with some interest on top of course. In case you are in such a situation then they are not going to care overly a lot as to how much over the top you are earning. Truly that is the bottom line for any lender, whether or not a bank lender or a payday lender: can you pay it back, that's all they care about.
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| − | That's the way it needs to be of course. Most of us like to be able to make our personal decisions in life, we don't want them dictated to us. If it really is being dictated to us what we can do and what we cannot do then the only choice we have to make is whether to go along with it or not. When this is a part of a voluntary arrangement then you've got the option to not use that payday lender, if what you're within the market for is a quick payday loan for instance. At times it's not voluntary though, when the government does it then it has the rule of law behind it, which means it can kidnap you and take you to a prison in the event you do not do as they say.
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| − | When we're being loaned funds, ideally we do not want to be asked what we are going to do with it. We want the funds, we think we know the most effective thing to complete with it, what company is it of any person else what we do? Nicely, that's fine so long as the lender is content that what we are going to complete is going to permit us to pay it back. For instance, imagine somebody goes to a bank and says they would like a three year loan that would permit them to go on holiday for three years. How are they going to earn the funds to pay it back if they are on holiday? Nicely, clearly they are not. Similarly, with a company venture, if the bank is with the opinion that it can't be repaid with that enterprise plan they'll not loan the funds. There's nothing wrong with that simply because banks have to protect their investment.
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| − | The difference with new payday lenders, or established ones for that matter, is that they don't deal with business ventures and they don't handle long term loans. All they have to know, then, is that the person taking the loan is going to be paid in a month and with that money they can pay back the loan. That's all you need to be able to show to get exact same day payday loans, which is why they are also known as no credit check [http://www.guaranteedpayday.co.uk payday lenders] and no faxing payday loans.
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